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Author Archives: edugains

I don’t have exports, can I borrow in foreign currency to reduce interest cost?

I don’t have exports, can I borrow in foreign currency to reduce interest cost?

Does method of computing DP (drawing power) differs from bank to bank?

Does method of computing DP (drawing power) differs from bank to bank?

What are the type of options?

What are the type of options?

Is it important to choose correct MCLR – 1 month vs 3 months v 6 months vs 12 months?

Is it important to choose correct MCLR – 1 month vs 3 months v 6 months vs 12 months?

Is it compulsory to get external credit rating for availing bank loans?

Is it compulsory to get external credit rating for availing bank loans?

I have imports and exports but amount and currencies are different. Can Edugains help in designing an effective hedging strategy?

I have imports and exports but amount and currencies are different. Can Edugains help in designing an effective hedging strategy?

Can I find forward premium rates online?

Can I find forward premium rates online?

What are exotic options?

What are exotic options?

I am getting lot of orders (both domestic and exports) but my bank limit is insufficient to finance these. My bank is taking time to enhance the limits. What routes are available to borrow to execute these orders?

I am getting lot of orders (both domestic and exports) but my bank limit is insufficient to finance these. My bank is taking time to enhance the limits. What routes are available to borrow to execute these orders?

What are the factor deciding forward premium/discount?

What are the factor deciding forward premium/discount?

What is the difference in hedging on exchange and hedging with bank?

What is the difference in hedging on exchange and hedging with bank?

What are the key components of MCLR?

What are the key components of MCLR?

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  • Getting Started with Edugains
  • Bank Borrowings
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  • MCLR
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  • Online Forex Portal

Recent FAQs

  • Is it correct to say that foreign banks offer foreign currency loan at a low interest rate?
  • Is it correct to say that foreign banks give good exchange rate compared to Indian banks?
  • What are the important tips to manage banking and keep costs low?
  • I have got a very good offer from a new bank. The exiting bank has renewed the credit facilities only few months back. Do I have to wait till next rental to start discussion with exiting bank for them to match offer received from another bank?
  • Does method of computing DP (drawing power) differs from bank to bank?
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