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  • ABOUT US
  • SERVICES
  • TRENDING TOPIC
    • BANKING
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  • TOOLS
    • MCLR
  • RESOURCES
    • RESEARCH
    • CASE STUDIES
    • FAQS
  • CONTACT US

Frequently Asked Questions

Hedging Concepts

  • I made a profit in hedging cancellation, but bank is not passing it. Is this the market norm?
  • Is hedging not same as speculation?
  • What is the difference in hedging on exchange and hedging with bank?
View all 6 articles

Forwards Hedging

  • Am I speculating by utilizing the forward contract earlier?
  • Bank has agreed for 5 paisa per USD as its margin for FX remittances. However, it is charging higher margin USD borrowings like ECB, FCTL and PCFC. Is that the norm?
  • Can I find forward premium rates online?
View all 7 articles

Options Hedging

  • Can you explain options in a layman language?
  • What Determines Options Premium? And How Can We Reduce It?
  • What are the type of options?
View all 8 articles

Forex - Import-export payments, Poor exchange rates & Others

  • What are the interaction or communication channels through which we could book exchange rate with bank?
  • What are the main tips to get good exchange rate from bank?
  • Is there a difference in the way bank computes exchange rate for export and import remittance?
View all 6 articles

Hedging Statergies

  • I have imports and exports but amount and currencies are different. Can Edugains help in designing an effective hedging strategy?
View all 1 articles

Online Forex Portal

  • Bank has provided me online portal; Can I book rates post market hours?
  • Will bank charge me for providing an online portal?
  • Banks are now offering online portal to book rates. Shall I accept the portals and any things to watch out?
View all 3 articles

Bank Borrowings

  • When should I chose INR – WCDL over cash credit?
  • I don’t have exports, can I borrow in foreign currency to reduce interest cost?
  • Is it compulsory to get external credit rating for availing bank loans?
View all 12 articles

Suppliers Credit

  • As an importer, how does supplier’s credit benefit me?
  • What are the risks in Supplier’s credit?
  • How is supplier credit different from Buyer’s Credit?
View all 4 articles

MCLR

  • My bank’s MCLR is higher than other banks who are approaching me for giving credit facilities. How can my bank match the rates offered by others?
  • Can banks lend below MCLR?
  • Is it important to choose correct MCLR – 1 month vs 3 months v 6 months vs 12 months?
View all 5 articles

Banking - Choice of bank, Bank charges & Others

  • What are the important tips to manage banking and keep costs low?
  • How to ascertain what is fair interest rate that my bank should charge me?
  • Does method of computing DP (drawing power) differs from bank to bank?
View all 7 articles
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